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Family Device & Account Protection Guide

Protect every device and account in your home with this comprehensive family security guide. From parent smartphones to kid tablets, gaming consoles to smart TVs - we'll help you secure them all with age-appropriate settings and practical rules the whole family can follow.

Why This Matters:

67%

Kids accidentally made purchases

$1,500

Average accidental purchase amount

43%

Kids encountered inappropriate content

Secure Every Family Device

Parent Smartphones

CRITICAL PRIORITY

Accounts to Protect:

Banking apps Email Social media Work accounts Shopping apps

Essential Security Settings:

Screen Lock

6-digit PIN minimum or biometric

Why: Kids can accidentally make purchases or send messages

How: Settings > Face ID/Touch ID & Passcode > Turn on

App Purchase Protection

Require password for all purchases

Why: Prevent accidental $500 in-app purchases

How: Settings > Screen Time > Content & Privacy > iTunes & App Store Purchases

Find My Phone

Must be enabled

Why: Track lost device and remote wipe if stolen

How: Settings > [Your Name] > Find My > Find My iPhone > ON

Auto-Lock

2 minutes or less

Why: Phone locks quickly if left unattended

How: Settings > Display & Brightness > Auto-Lock > 2 minutes

Family Rules for This Device:

  • Never let kids know your passcode
  • Use guided access for kid games
  • Turn off Siri on lock screen
  • Disable notification previews

Kids Tablets/iPads

HIGH PRIORITY

Accounts to Protect:

School accounts Game accounts YouTube Kids Educational apps

Essential Security Settings:

Screen Time/Parental Controls

Age-appropriate restrictions

Why: Block inappropriate content and limit usage

How: Settings > Screen Time > Content & Privacy Restrictions

App Installation

Require parent approval

Why: Prevent downloading inappropriate apps

How: Settings > Screen Time > Content & Privacy > iTunes & App Store > Don't Allow

In-App Purchases

Completely disabled

Why: Kids spent $3000 on virtual gems stories are real

How: Settings > Screen Time > Content & Privacy > In-app Purchases > Don't Allow

Web Content

Limit to approved websites only

Why: Internet has content not suitable for children

How: Settings > Screen Time > Content Restrictions > Web Content > Allowed Websites Only

Age-Appropriate Settings:

Ages 3-6

  • Educational apps only
  • 30 min daily limit
  • No social features
  • Parent plays along

Ages 7-10

  • 1 hour daily limit
  • Curated app list
  • No chat features
  • Device stays in common area

Ages 11-13

  • 2 hour limit
  • Monitored social media
  • No private browsing
  • Night time lock

Ages 14+

  • Agreed limits
  • Open communication
  • Trust but verify
  • Discuss consequences

Family Computer/Laptop

HIGH PRIORITY

Accounts to Protect:

Parent work accounts Banking Shopping Kids homework Entertainment

Essential Security Settings:

User Accounts

Separate account for each family member

Why: Kids can't access parent files or accounts

How: System Preferences > Users & Groups > Add User

Guest Account

Enable for visitors

Why: Friends can't access family data

How: System Preferences > Users & Groups > Guest User > Allow

Parental Controls

Set on all kid accounts

Why: Limit apps, websites, and time

How: System Preferences > Parental Controls > Select child account

FileVault/BitLocker

Full disk encryption on

Why: Protects data if laptop is stolen

How: System Preferences > Security & Privacy > FileVault > Turn On

Smart TV & Streaming

MEDIUM PRIORITY

Accounts to Protect:

Netflix Disney+ YouTube Amazon Prime Apple TV+

Essential Security Settings:

Kids Profiles

Separate profile for each child

Why: Age-appropriate content only

How: Create Kids profile with age restrictions in each app

Purchase PIN

Required for all purchases/rentals

Why: Prevent accidental $50 movie rentals

How: Settings > Parental Controls > Require PIN for purchases

Viewing Restrictions

Set maximum rating by age

Why: Auto-blocks inappropriate content

How: Each service > Settings > Parental Controls > Set rating

YouTube Restricted Mode

Must be ON

Why: Filters potentially mature content

How: YouTube > Settings > General > Restricted Mode > On

Content Rating Guide:

G/TV-Y Ages 2-6: General audience
PG/TV-Y7 Ages 7-10: Parental guidance suggested
PG-13/TV-14 Ages 13+: Parents strongly cautioned
R/TV-MA Adults only: Not for children

Gaming Consoles

MEDIUM PRIORITY

Accounts to Protect:

PlayStation Network Xbox Live Nintendo Account Game accounts

Essential Security Settings:

Family Management

Create child accounts under parent

Why: Control spending, friends, and playtime

How: Settings > Family Management > Add Child

Spending Limits

Monthly limit or disabled

Why: No surprise $200 V-Bucks charges

How: Settings > Family > Select Child > Spending Limit

Communication Settings

Friends only or disabled

Why: Prevent contact from strangers

How: Settings > Account > Privacy > Communications > Friends Only

Content Ratings

Set by child's age

Why: Block violent or mature games

How: Settings > Parental Controls > Game Rating Level

Online Gaming Safety Rules:

  • ! No voice chat with strangers
  • ! Never share personal info
  • ! Report inappropriate behavior
  • ! Parent reviews friend requests
  • ! Gaming in common areas only

Home WiFi Router

CRITICAL PRIORITY

Accounts to Protect:

Router admin Guest network IoT devices Security cameras

Essential Security Settings:

Admin Password

Change from default immediately

Why: Default passwords are public knowledge

How: 192.168.1.1 > Admin > Change Password

WiFi Encryption

WPA3 or WPA2

Why: Prevents neighbors from stealing WiFi

How: Wireless Settings > Security > WPA2/WPA3

Guest Network

Separate network for visitors

Why: Guests can't access your devices

How: Wireless > Guest Network > Enable

Firmware Updates

Auto-update enabled

Why: Fixes security vulnerabilities

How: Administration > Firmware Update > Auto-Update

Network Security Must-Dos:

  • WiFi password 15+ characters
  • Change password every 6 months
  • Don't use family name in network name
  • Turn off WPS

Family Password Management Strategy

Parent Master Passwords

Requirements:

  • 20+ characters
  • Unique for each account
  • Use password manager
  • Never share with kids

Example:

MyFamily#Loves2WatchMovies&PizzaNight!
Kid Account Passwords

Requirements:

  • Age-appropriate complexity
  • Parent knows them
  • Change every 3 months
  • No personal info

Example:

BlueElephant#Dancing88
Shared Family Accounts

Requirements:

  • Simple but secure
  • Everyone remembers
  • For streaming only
  • No payment methods saved

Example:

NetflixNight2024Fun!

Monthly Family Device Security Checkup

Set a monthly reminder for the first Saturday of each month to review:

Create Your Family Tech Agreement

Download our customizable family tech agreement template. Sit down together, discuss the rules, and have everyone sign it. Post it somewhere visible!